Attention homeowners in Cunningham and Kingman County: Get an Appraisal today!
Here are the top 7 reasons why Kansas homeowners hire Milford Appraisal Services LLC:
At Milford Appraisal Services LLC, we understand the special needs of a customer in need of appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale by OwnerSince you have an emotional attachment to your own home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your home will attract buyers. The appraisal is something concrete to show your buyer. The appraisal is an independent third party's opinion of your property's value, not just how much you think your house is worth. Interested buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to a qualified appraiser's value report than yours.
Challenging property tax assessmentsIf you live in an area that is declining or is not appreciating as much as other properties close by, your local tax assessor may have your house overvalued. This only means you're most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better. An expert appraisal from Milford Appraisal Services LLC is your best weapon when contesting your property tax assessment.
Need to remove PMI?Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is an attractive way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your property. In most cases you can apply to the lender to have the PMI canceled from your loan. At Milford Appraisal Services LLC, we're experts in helping homeowners just like you rid themselves of unnecessary PMI insurance.
Was your HELOC recently frozen?Even if your specific property has not declined in value, your lender just might choose to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area. This can be bad for your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow angle. Milford Appraisal Services LLC can help you reinstate your HELOC.
We Offer Field and Desktop Appraisal Review ServicesDo you need a veteran appraiser to double-check your appraisal for efficiency, or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Milford Appraisal Services LLC can help you with that. Even though most review work is commissioned by lenders for quality control, homeowners suspecting they've been the victim of mortgage fraud are wise to invest in a second opinion.